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XRiches Site Privacy Policy


Last Updated: August 26, 2009

www.xriches.com strives to offer its visitors the many advantages of Internet technology and to provide an interactive and personalized experience. We may use Personally Identifiable Information (your name, e-mail address) subject to the terms of this privacy policy. We will not sell, barter, rent or share your personal information to third parties, except as described in this privacy statement.

www.xriches.com is a licensee of the HONESTe Privacy Program. HONESTe is an independent, non-profit organization whose mission is to build user’s trust and confidence in the Internet by promoting the use of fair information practices. This privacy statement covers the site http://www.xriches.com. Because this Web site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance by HONESTe.

If you have questions or concerns regarding this statement, you should first contact Kevin McAvoy at admin AT xriches.com. If you do not receive acknowledgement of your inquiry or your inquiry has not been satisfactorily addressed, you should contact HONESTe at: http://www.honesteonline/consumers/watchdog_complaints. HONESTe will then serve as a liaison with us to resolve your concerns.

How we gather information from users

The information collected from our users it used for the purpose of building their website as described in the XRiches Site signup page. Once your website is setup, you will also receive follow-up emails when needed at the email address provided in your application. You may opt-out of these emails at any time. Like most Web sites, www.xriches.com also collects information automatically and through the use of electronic tools that may be transparent to our visitors. For example, we may log the name of your Internet Service Provider or use cookie technology to recognize you and hold information from your visit. Among other things, the cookie may store your user name and password, sparing you from having to re-enter that information each time you visit. In certain cases, you can choose not to provide us with information, for example by setting your browser to refuse to accept cookies, but if you do you may be unable to access certain portions of the site or may be asked to re-enter your user name and password, and we may not be able to customize the site’s features according to your preferences.

If you choose to use our referral tools (located inside the XRiches Site member's area) to refer others no information is ever collected either from downloading or the use of the tools..

What we do with the information we collect

We may use Personally Identifiable Information collected on www.xriches.com to communicate with you about your registration and customization preferences; our Terms of Service and privacy policy; services and products offered by www.xriches.com and other topics we think you might find of interest through the email you provide upon signing up for the XRiches Site service. You can opt-out of these emails at any time by clicking the unsubscribe link located in each email .

Part of the process of signing up for the XRiches Site service includes signing up for affiliate programs and any confirmation e-mails you receive will come from the affiliate site and to the referring affiliate which contains the name and e-mail address you used to create those accounts. This information is not collected or used by www.xriches.comwith the exception of the affiliate id# you enter into your program list.

Personally Identifiable Information collected by www.xriches.com may also be used for other purposes, including but not limited to site administration, troubleshooting, processing of e-commerce transactions, and other service related communications with you. Certain third parties who provide technical support for the operation of our site (our Web hosting service for example) may access such information. we will share personally identifiable information only as necessary for the third party to provide that service.

These third parties are prohibited from using your personally identifiable information for any other purpose. We will use your information only as permitted by law. In addition, from time to time as we continue to develop our business, we may sell, buy, merge or partner with other companies or businesses. In such transactions, user information may be among the transferred assets. In such a case, all XRiches Site members will be notified by email and given the option to opt-out of future communication if desired. We may also disclose your information in response to a court order, at other times when we believe we are reasonably required to do so by law, in connection with the collection of amounts you may owe to us, and/or to law enforcement authorities whenever we deem it appropriate or necessary. Please note we may not provide you with notice prior to disclosure in such cases.

If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our homepage.

Affiliated sites, linked sites and advertisements

www.xriches.com expects its partners, advertisers and affiliates to respect the privacy of our users. Be aware, however, that third parties, including our partners, advertisers, affiliates and other content providers accessible through our site, may have their own privacy and data collection policies and practices. For example, during your visit to our site you may link to, or view as part of a frame on a www.xriches.com page, certain content that is actually created or hosted by a third party. Also, through www.xriches.com you may be introduced to, or be able to access, information, Web sites, features, offered by other parties. www.xriches.com is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.

While on our site, our advertisers, promotional partners or other third parties may use cookies or other technology to attempt to identify some of your preferences or retrieve information about you. For example, some of our advertising is served by third parties and may include cookies that enable the advertiser to determine whether you have seen a particular advertisement before. Other features available on our site may offer services operated by third parties and may use cookies or other technology to gather information. www.xriches.com does not control the use of this technology by third parties or the resulting information, and is not responsible for any actions or policies of such third parties.

You should also be aware that if you voluntarily disclose Personally Identifiable Information on message boards or in chat areas, or in testimonials that information can be viewed publicly and can be collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third parties. Such activities are beyond the control of www.xriches.com and this policy.

Children

www.xriches.com does not knowingly collect or solicit Personally Identifiable Information from or about children under 13 except as permitted by law. If we discover we have received any information from a child under 13 in violation of this policy, we will delete that information immediately. If you believe www.xriches.com has any information from or about anyone under 13, please contact us at the address listed below.

Contacting us

We can be reached by contacting us at:

admin AT xriches.com

2619 Oakmont Dr. Panama City, FL 32404

If you are a current XRiches Site member and wish to make changes to your account information you can do so by logging into your member's area here: http://www.xriches.com/login

If you are a current XRiches Site member and wish to close your account you can do so by by clicking here: \ and simply supply the e-mail and user name you signed up with. This info can not be retrieved once it's deleted.
All other XRiches Site account resources can be obtained by logging in here: http://www.xriches.com/login

Changes to this policy

www.xriches.com reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our site following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be used according to the rules and laws that applied at the time the information was collected.

If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently.

Security

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.  We suggest you change your password from time to time for your own protection.

If you have any questions about security on our Web site, you can contact us at: support AT xriches.com

Governing law

This policy and the use of this Site are governed by Florida law. If a dispute arises under this Policy we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Panama City, Florida. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location:Panama City, FL, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.
www.xriches.com is controlled, operated and administered entirely within Florida. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.





 
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